The primary objective of IFAD’s operations in Zambia is to support the commercialization of smallholder agriculture, in particular by creating links between small-scale farmers and suppliers and market intermediaries, and by improving the availability of rural financial services to small-scale farmers. This objective has been introduced in order to meet the new challenges and opportunities for smallholder development that have been made possible through liberalization. IFAD also helps poor smallholders in remote areas to make best use of natural resources to improve food production and food security. Programmes and projects are designed to reach out to the poorest and most isolated rural people, including households headed by women and/or affected by HIV/AIDS.